The International Schools Review Forum

Any experience with using Clements?

Yes. Fairly happy. Scholar's Choice, which is provided by Aetna with Clements as the broker.

Shadowjack, could you give me some more information? What are the good and bad aspects of the policy? Thank you!

Anyone?

The problem is that you can have different policies for different schools under the same 'scholars choice' label. It all depends on deductible, procedures included and excluded, co-pay, etc. So my school's policy might be very different from your school. Best is to ask the school about their medical and understand the bigger the school, generally the better their medical.

Concur with @SJ policies by the same underwriter can vary greatly, it would be unusual to find congruent policies between random ISs.