Health insurance question

[kleikm]

Any experience with using Clements?

[shadowjack]

Yes. Fairly happy. Scholar's Choice, which is provided by Aetna with Clements as the broker.

[kleikm]

Shadowjack, could you give me some more information? What are the good and bad aspects of the policy? Thank you!

[kleikm]

Anyone?

[shadowjack]

The problem is that you can have different policies for different schools under the same 'scholars choice' label. It all depends on deductible, procedures included and excluded, co-pay, etc. So my school's policy might be very different from your school. Best is to ask the school about their medical and understand the bigger the school, generally the better their medical.

[PsyGuy]

Concur with @SJ policies by the same underwriter can vary greatly, it would be unusual to find congruent policies between random ISs.