Reply
Posted: Thu Jul 06, 2017 11:33 pm
@Gestaltzerfall
The mechanics of IE and ESOL are ying too yang and day too night. IE moves in cycles and follows a set calendar (it shifts) with predictable peaks and lows, while VASTLY smaller compared to ESOL which is basically recruiting year round and has MASSIVELY more demand, its a couple orders of magnitude difference.
You should read through this board more carefully there have been some members of the membership that have contributed positive comments. They are ACP programs that will get you certified while remaining abroad, beyond that there isnt much to say, much like a can opener it opens cans, and doesnt do much beyond that.
You could renew the UT credential the same way you renew any UT credential, you need 100 points through various activities, though admittedly youd spend some coin or work really hard trying to get the hundred points every three years. It would be something you would have to plan and work at constantly, but it can be done.
You cant renew the MA Preliminary credential (and yes that was the specific class of credential I was referring to) but the time on that credential only applies to teaching work done in MA. You can teach anywhere else and the 5 year clock on the credential is paused. If you never teach in MA you will never use any of that time. The only issue is that in 2020, its likely MA will change its licensing scheme, and simplify it, which may remove or redefine the preliminary credential.
I have a long history of describing an issue in its totality, including what I would call grey options and other major contributors of the forum have characterized as wrong, unethical, illegal, immoral. Im going to do that again.
Why are you concerned about your student loans? Your social security number doesnt fly with you and neither does your credit record. One of my major reasons for entering IE was to wash my hands of some quarter million ($290,000 and change) in student loans. Given in my current position Im paying off on those student loans, but Im on an income sensitive plan that because my lender uses an automated web portal that doesnt have any means of listing housing allowances and other non salary benefits, that Im paying a minuscule fraction of what I borrowed and that in a few years I will have the remaining balance forgiven. My payments dont even cover the interest.
In IE you can basically ignore your student loans, and why not youre never going to get anything from the USG assuming all your earnings are in IE, and you can make a pension for yourself either directly from IE or by retiring out of IE in a location (such as WE) where you can collect a pension as part of social insurance. Why pay all that coin back, what are you going to get out of it down the road? You can even go back to the US and visit family and friends on holidays and for vacations, as long as you arent making any US based earnings you wont have any consequences. The USG only has two tools (well three, but they never use the third) for collecting, administrative wage garnishment and tax refund offset. Living OS you will never have to worry about actually paying taxes, even in the scenario should you manage to go above the foreign tax credit, just report you made less. Administrative wage garnishment doesnt apply OS, it has no enforcement authority and lenders wont even bother sending one OS. Its even better in the UK.
If however youre going to go back to DE or are going to stay in the US then you are better off getting your education done early at the beginning and then pursuing forgiveness and income sensitive repayments while working at some DE in a high needs area or an at risk public/maintained DS. After 5 years they will forgive 100% of any Perkins loans and after 10 years (actually 120 payments) all guaranteed student loans.
The mechanics of IE and ESOL are ying too yang and day too night. IE moves in cycles and follows a set calendar (it shifts) with predictable peaks and lows, while VASTLY smaller compared to ESOL which is basically recruiting year round and has MASSIVELY more demand, its a couple orders of magnitude difference.
You should read through this board more carefully there have been some members of the membership that have contributed positive comments. They are ACP programs that will get you certified while remaining abroad, beyond that there isnt much to say, much like a can opener it opens cans, and doesnt do much beyond that.
You could renew the UT credential the same way you renew any UT credential, you need 100 points through various activities, though admittedly youd spend some coin or work really hard trying to get the hundred points every three years. It would be something you would have to plan and work at constantly, but it can be done.
You cant renew the MA Preliminary credential (and yes that was the specific class of credential I was referring to) but the time on that credential only applies to teaching work done in MA. You can teach anywhere else and the 5 year clock on the credential is paused. If you never teach in MA you will never use any of that time. The only issue is that in 2020, its likely MA will change its licensing scheme, and simplify it, which may remove or redefine the preliminary credential.
I have a long history of describing an issue in its totality, including what I would call grey options and other major contributors of the forum have characterized as wrong, unethical, illegal, immoral. Im going to do that again.
Why are you concerned about your student loans? Your social security number doesnt fly with you and neither does your credit record. One of my major reasons for entering IE was to wash my hands of some quarter million ($290,000 and change) in student loans. Given in my current position Im paying off on those student loans, but Im on an income sensitive plan that because my lender uses an automated web portal that doesnt have any means of listing housing allowances and other non salary benefits, that Im paying a minuscule fraction of what I borrowed and that in a few years I will have the remaining balance forgiven. My payments dont even cover the interest.
In IE you can basically ignore your student loans, and why not youre never going to get anything from the USG assuming all your earnings are in IE, and you can make a pension for yourself either directly from IE or by retiring out of IE in a location (such as WE) where you can collect a pension as part of social insurance. Why pay all that coin back, what are you going to get out of it down the road? You can even go back to the US and visit family and friends on holidays and for vacations, as long as you arent making any US based earnings you wont have any consequences. The USG only has two tools (well three, but they never use the third) for collecting, administrative wage garnishment and tax refund offset. Living OS you will never have to worry about actually paying taxes, even in the scenario should you manage to go above the foreign tax credit, just report you made less. Administrative wage garnishment doesnt apply OS, it has no enforcement authority and lenders wont even bother sending one OS. Its even better in the UK.
If however youre going to go back to DE or are going to stay in the US then you are better off getting your education done early at the beginning and then pursuing forgiveness and income sensitive repayments while working at some DE in a high needs area or an at risk public/maintained DS. After 5 years they will forgive 100% of any Perkins loans and after 10 years (actually 120 payments) all guaranteed student loans.