From what I understand Psy didn't say anything about defaulting. If you have the income-based repayment plan, you fill out an annual form. The form asks about your "taxable" income. Income earned abroad isn't "taxable" and therefore counts as zero. You don't have any income, they don't calculate a monthly amount. You pay what you can, or are willing to, or not. But, as long as your paperwork is current you are not in default, and the clock toward the 25 years of forgiveness is ticking. The main problem at the moment with that sort of plan is that that interest accrues, and any forgiven money is taxed at the end. But, then, who knows what will happen in the future.

-Brit

It's easy to spend money. It's easy to save money. It really depends on your lifestyle/family situation/goals. Like anywhere else.

Baku is expensive, if you go to brunches, join hotel gyms, etc. If you live more reasonably, you could save a good sum of money.

What is Schrole? And if schools that are registered with Search are advertising on their page to apply through Schrole apply there rather than Search, or via email? We have to then ask our referees to do additional references?

Freedom of movement: http://ec.europa.eu/justice/citizen/mov ... dex_en.htm

Your spouse and children have the right to reside in an EU country with you. IF you work in the country that of your citizenship, you would look at the immigration website for your country because rules are based on national law.

If you are going to work in another country, look up the same, but know that their right to live in another EU Member State is tied to yours and governed by EU law. You are legally required to register yourself within three months and prove that you can support yourself (in this case that you have a job). Your spouse/kids gain the legal right to stay through you. They would get residence cards as EU family members, and your partner would legally be allowed to work as well.You would also be entitled to local subsidies/school attendance/child support offered to nationals.

You will find plenty of information on this subject with a quick Google specific to the country that interests you, or you can write the EU infoline to ask specific questions if you are worried that your case is complicated.

-Knowledge gained from personal experience and studies in EU law...